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Programs & Benefits
As an active member of
the Elsmere Fire Company "A " Inc., the fire fighting force of the
Elsmere Fire District you are entitled to a number of benefits.
Some of these benefits are required by law and others are offered
for the general welfare and protection of the fire fighting force.
In either case, it is the intention of the Elsmere Fire District to
afford its fire fighters the best possible benefits and protection
package available.
The information contained herein is a brief summary of the programs
in effect. Should you or your family want or need additional
information, please contact a Chief Officer or the Board of Fire
Commissioners at your convenience.
The following information, relative to programs and benefits,
pertain to only those firefighters carried as active firefighters
by the Elsmere Fire District unless otherwise
noted. |
1. Volunteer
Firefighters Benefit Law (VFBL)
All active volunteer members serving the Elsmere Fire District, at
no cost to the member, are eligible for weekly cash payments,
medical and/or hospital care furnished during periods of disability
resulting from injury "in the line of duty." In the case of death
from such injury, weekly cash payments to surviving dependents will
be made. Amounts of these payments are based on the individual and
circumstances. For additional information, please consult the VFBL
handout available, or contact the Board of Fire
Commissioners.
2. Length of
Service Awards Program (LOSAP)
This service awards program is offered at no cost to all active
members. However, benefits are available only upon successful
completion of yearly required activities, calculated in points,
currently at a minimum of 50 points.
Monthly benefits are payable at age 65 and are based on the number
of years of credited service, as noted above.
In addition, there is life insurance policy (all Perils) in effect
to qualified members of the LOSAP program in the amount of $
10,000, up to age 65. After age 65, the life insurance payment
would be the balance of $ 10,000 less any monthly payments already
made. Contact the Board of Fire Commissioners for additional
information.
3. Supplemental Accident and Medical
Insurance
This insurance is available, at no cost, to all members of the
Elsmere Fire Company "A" Inc., and Ladies Auxiliary members. This
insurance compliments VFBL coverage, for active members. This
coverage includes:
4. Personal
Property Reimbursement
Elsmere firefighters will be reimbursed for all regular and
reasonable costs pertaining to the replacement due to the damage of
personal property occurring while serving at an emergency, drill or
training activity.
5. Self Improvement Training
Consideration will be given for the payment for those firefighters
who wish to enroll in classes, courses, lectures, programs and
other training mediums including personal development that are fire
or emergency service related. Permission for such expenditures must
be granted prior to enrollment and are totally at the discretion of
the Board of Fire Commissioners. See the Chief of Department for
additional information.
6. Physical Fitness
Development
The Elsmere Fire District maintains a full membership at Mike
Mashuta's Nautilus for all active members. The Fire District
recommends regular physical activity and training especially
cardiovascular training. The Fire District recommends that the
member consult his/her physician or the Fire District's Medical
Advisor prior to beginning a physical training
program.
7. Supplemental
Automobile Insurance
A. Liability
This automobile insurance coverage is a supplemental policy offered
by the Fire District to assist the firefighter with losses incurred
during response to or return from an emergency for which their
personal automobile insurance does not cover.
B. Collision/Comprehensive/Physical Damage
Firefighters will be reimbursed for any losses or damage incurred
when operating their vehicle in responding to or returning from an
emergency. This coverage is secondary to the member's own insurance
coverage.
C. Towing
Firefighters will be reimbursed an amount not to exceed $2500.00
for towing required as a result of an accident which occurred in
responding to or returning from an emergency. This coverage is
secondary to the member's own insurance
coverage.
8. Physical
Examination
- Firefighters will be offered and will be required to submit to
periodic physical examinations by the Fire Districts Medical
Advisor. These physical examinations will include all of the OSHA
required testing for the firefighter's age and physical
coordination. The member is encouraged to request the various
optional tests that may be offered.
9. Recreational/Social Events
- The Elsmere Fire District, when allowed by law, will assist the
Elsmere Fire Company with expenses associated with firematic events
or programs which in the estimation of the Board of Fire
Commissioners is in the best interest of firefighters and the
residents of the Elsmere Fire District.
Mailing Address:
Elsmere Fire Company A, Inc.
15 West Poplar Drive
Delmar, NY 12054
Non Emergency Telephone: (518) 439-9144
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